{"id":59624,"date":"2022-04-27T09:59:45","date_gmt":"2022-04-27T09:59:45","guid":{"rendered":"http:\/\/kryptovaluta.info\/pomaly-nastup-kryptomeny-v-africe\/"},"modified":"2025-07-01T01:37:05","modified_gmt":"2025-07-01T01:37:05","slug":"pomaly-nastup-kryptomeny-v-africe","status":"publish","type":"post","link":"https:\/\/kryptovaluta.info\/cs\/pomaly-nastup-kryptomeny-v-africe\/","title":{"rendered":"Je kryptom\u011bna z\u00e1le\u017eitost\u00ed Afriky?"},"content":{"rendered":"\n

Bitcoin zauj\u00edm\u00e1 v oblasti kryptom\u011bn z\u00e1vid\u011bn\u00edhodn\u00e9 m\u00edsto. Od sv\u00e9ho zaveden\u00ed 3. ledna 2009 bitcoin p\u0159e\u010dkal n\u011bkolik bou\u0159\u00ed v\u010detn\u011b spekulac\u00ed, nejistoty a skepse. Zpo\u010d\u00e1tku se zdr\u00e1haly p\u0159ijmout i velk\u00e9 korporace, kter\u00e9 maj\u00ed odborn\u00e9 finan\u010dn\u00ed experty. Postupem \u010dasu si ale lid\u00e9 pomalu za\u010d\u00ednaj\u00ed uv\u011bdomovat, jak jsou nov\u00e9 a jasn\u00e9 informace o kryptom\u011bn\u011b dostupn\u011bj\u0161\u00ed.<\/p>\n\n

Dnes zem\u011b jako Salvador p\u0159ijaly bitcoin jako jednu ze sv\u00fdch m\u011bn<\/a> . Podobn\u011b mnoho firem v\u010detn\u011b Wikipedie, Paypal, Starbucks, AT&T, Overstock, Twitch a Amazon p\u0159ij\u00edm\u00e1 kryptom\u011bny pro dokon\u010den\u00ed transakc\u00ed.<\/p>\n\n

Obecn\u011b je bitcoin vysoce p\u0159ij\u00edm\u00e1n na ostatn\u00edch kontinentech po cel\u00e9m sv\u011bt\u011b. V Africe jej v\u0161ak v\u011bt\u0161ina n\u00e1rod\u016f nepova\u017euje za decentralizovan\u00e9 aktivum vyu\u017e\u00edvan\u00e9 p\u0159i ukl\u00e1d\u00e1n\u00ed a p\u0159evodu hodnoty. Pokusme se identifikovat n\u011bkter\u00e9 skli\u010duj\u00edc\u00ed v\u00fdzvy, kter\u00fdm kryptom\u011bna \u010del\u00ed v ambici\u00f3zn\u00edm pl\u00e1nu p\u0159echodu z pap\u00edrov\u00fdch a kovov\u00fdch pen\u011bz na pln\u011b virtu\u00e1ln\u00ed m\u011bnu. Zde jsou n\u011bkter\u00e9 z d\u016fvod\u016f, pro\u010d je zav\u00e1d\u011bn\u00ed kryptom\u011bn v Africe sp\u00ed\u0161e pomal\u00e9. <\/p>\n\n

Nedostate\u010dn\u00e9 vzd\u011bl\u00e1n\u00ed v oblasti kryptom\u011bn<\/h2>\n\n

Ve v\u0161ech africk\u00fdch zem\u00edch nebyl vytvo\u0159en \u017e\u00e1dn\u00fd r\u00e1mec pro poskytov\u00e1n\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed v oblasti kryptom\u011bn. V\u011bt\u0161ina lid\u00ed prost\u011b pou\u017e\u00edv\u00e1 platformy soci\u00e1ln\u00edch m\u00e9di\u00ed k u\u010den\u00ed nebo z\u00edsk\u00e1v\u00e1n\u00ed dal\u0161\u00edch informac\u00ed. N\u011bkter\u00e1 ze soci\u00e1ln\u00edch m\u00e9di\u00ed, kter\u00e1 jsou p\u0159ev\u00e1\u017en\u011b vyu\u017e\u00edv\u00e1na, zahrnuj\u00ed Instagram, YouTube, TikTok, Facebook a Twitter.<\/p>\n\n

Krom\u011b soci\u00e1ln\u00edch s\u00edt\u00ed hledaj\u00ed informace z \u010dl\u00e1nk\u016f na blogu a knih. Krom\u011b toho mezi hlavn\u00ed informace, kter\u00e9 Afri\u010dan\u00e9 pot\u0159ebuj\u00ed, pat\u0159\u00ed soukrom\u00e9 spole\u010dnosti, jednotlivci a burzy kryptom\u011bn. Proto je p\u0159i oslovov\u00e1n\u00ed v\u00edce klient\u016f d\u016fle\u017eit\u00e9 poskytnout v\u00edce informac\u00ed o kryptom\u011bn\u00e1ch a tak\u00e9 o hlavn\u00edch hr\u00e1\u010d\u00edch.<\/p>\n\n

Vzd\u011bl\u00e1n\u00ed je nejd\u016fle\u017eit\u011bj\u0161\u00ed v\u011bc, ne\u017e se pust\u00edte do sv\u011bta kryptom\u011bn. Lid\u00e9 si nemohou koupit n\u011bco, \u010demu nerozum\u00ed, jak to funguje. Proto by hlavn\u00ed kryptom\u011bny m\u011bly pracovat na poskytov\u00e1n\u00ed v\u00edce informac\u00ed, zp\u016fsobu, jak\u00fdm to funguje, a jak s nimi lze obchodovat.<\/p>\n\n

Probl\u00e9m nedostate\u010dn\u00e9ho vzd\u011bl\u00e1n\u00ed p\u0159im\u011bl mnoho firem, aby se staly hr\u00e1\u010di na trhu s kryptom\u011bnami. Afri\u010dan\u00e9 byli okradeni o miliardy dolar\u016f ve jm\u00e9nu v\u011bt\u0161\u00edho zisku. Spole\u010dnosti, kter\u00e9 podv\u00e1d\u011bj\u00ed lidi, p\u0159im\u011bly v\u011bt\u0161inu Afri\u010dan\u016f ke ztr\u00e1t\u011b d\u016fv\u011bry v kryptom\u011bny i jejich obchodov\u00e1n\u00ed.<\/p>\n\n

Nedostatek regulace a d\u016fv\u011bry<\/h2>\n\n

Sv\u011bt kryptom\u011bn se rychle m\u011bn\u00ed. Bohu\u017eel v n\u011bkter\u00fdch africk\u00fdch zem\u00edch neexistuje \u0159\u00e1dn\u00e1 regulace. To znamen\u00e1, \u017ee n\u011bkter\u00e9 z firem mohou b\u00fdt zastaveny, ale je to dal\u0161\u00ed org\u00e1n, kter\u00fd ovliv\u0148uje jejich provoz. Proto je d\u016fle\u017eit\u00e9 m\u00edt regula\u010dn\u00ed r\u00e1mce, abychom byli \u00fasp\u011b\u0161n\u00ed p\u0159i p\u0159ij\u00edm\u00e1n\u00ed kryptom\u011bny.<\/p>\n\n

Sv\u011bt kryptom\u011bn se rychle m\u011bn\u00ed. Bohu\u017eel jedn\u00edm z rizik ovliv\u0148uj\u00edc\u00edch trh s kryptom\u011bnami je nedostate\u010dn\u00e1 regulace t\u00e9m\u011b\u0159 ve v\u0161ech africk\u00fdch zem\u00edch. Neadekv\u00e1tn\u00ed regulace znamen\u00e1, \u017ee firma m\u016f\u017ee b\u00fdt zastavena p\u0159es noc.<\/p>\n\n

V podnik\u00e1n\u00ed je d\u016fle\u017eit\u00e1 regulace. Pokud podnik\u00e1n\u00ed nen\u00ed regulov\u00e1no, znamen\u00e1 to, \u017ee ka\u017ed\u00e1 spole\u010dnost si m\u016f\u017ee d\u011blat, co chce, ani\u017e by se starala o to, zda je to spr\u00e1vn\u00e9 nebo \u0161patn\u00e9. Aby byli hr\u00e1\u010di v bezpe\u010d\u00ed, mus\u00ed existovat p\u0159edpisy. I v bank\u00e1ch mus\u00edme dodr\u017eovat pravidla zahrnuj\u00edc\u00ed transak\u010dn\u00ed limity, po\u010det transakc\u00ed za den a minim\u00e1ln\u00ed kapit\u00e1l.<\/p>\n\n

Krom\u011b regulace je pro Afri\u010dany pot\u0159eba d\u016fv\u011bry, aby mohli pln\u011b p\u0159ijmout kryptom\u011bny, jako je bitcoin. V\u011bt\u0161ina firem napsala dopisy se \u017e\u00e1dost\u00ed o regulaci, ale nebyla \u00fasp\u011b\u0161n\u00e1. Je to regulace, d\u00edky kter\u00e9 budou m\u00edt lid\u00e9 d\u016fv\u011bru v obchodov\u00e1n\u00ed s kryptom\u011bnami. D\u016fvodem je, \u017ee zajist\u00ed konzistenci. <\/p>\n\n

Nav\u00edc lid\u00e9 kryptom\u011bn\u011b nev\u011b\u0159\u00ed, proto\u017ee nem\u00e1 hodnotu. \u017d\u00e1dn\u00e1 skute\u010dn\u00e1 hodnota nen\u00ed v\u00e1z\u00e1na na \u017e\u00e1dn\u00fd druh kryptom\u011bny. Proto v\u011b\u0159\u00ed, \u017ee v budoucnu to nebude st\u00e1t nic nebo jen m\u00e1lo.<\/p>\n\n

Dal\u0161\u00edm d\u016fvodem, pro\u010d lid\u00e9 bitcoin\u016fm nev\u011b\u0159\u00ed, je to, \u017ee je vl\u00e1da nepodporuje. Bohu\u017eel z funkc\u00ed, kter\u00e9 definuj\u00ed jakoukoli kryptom\u011bnu, je decentralizovan\u00e9 aktivum pou\u017e\u00edvan\u00e9 k bezpe\u010dn\u00e9mu ukl\u00e1d\u00e1n\u00ed a p\u0159evodu hodnoty , co\u017e znamen\u00e1, \u017ee na to vl\u00e1da nemus\u00ed dohl\u00ed\u017eet. Krom\u011b toho se n\u011bkte\u0159\u00ed jednotlivci c\u00edt\u00ed pohodln\u011b a bezpe\u010dn\u011b pouze s majetkem, na kter\u00fd dohl\u00ed\u017e\u00ed vl\u00e1da.<\/p>\n\n

V\u011bt\u0161ina hlavn\u00edch regula\u010dn\u00edch org\u00e1n\u016f zakazuje digit\u00e1ln\u00ed m\u011bny<\/h2>\n\n

Regulace kryptom\u011bn ve v\u011bt\u0161in\u011b africk\u00fdch zem\u00ed je n\u011bjak nep\u0159\u00edzniv\u00e1. P\u0159edn\u00ed zem\u011b, jako je Mauricius a Ji\u017en\u00ed Afrika, uk\u00e1zaly zp\u016fsob, jak\u00fdm progresivita zvy\u0161uje obrovsk\u00e9 v\u00fdhody. Bohu\u017eel, abychom z\u00edskali v\u00fdhody, je d\u016fle\u017eit\u00e9 zv\u00e1\u017eit druh regula\u010dn\u00edho p\u0159\u00edstupu, kter\u00fd ud\u011bl\u00e1 dojem na soukrom\u00fd sektor.<\/p>\n\n

P\u0159esto\u017ee v\u011bt\u0161ina vl\u00e1d rozv\u00edjej\u00edc\u00edch se trh\u016f sleduje zp\u016fsob, jak\u00fdm Spojen\u00e9 st\u00e1ty a zem\u011b, kter\u00e9 p\u0159ijaly kryptom\u011bnu, mohou p\u0159in\u00e9st \u0159e\u0161en\u00ed. Mohou to ud\u011blat pomoc\u00ed \u0159e\u0161en\u00ed sandbox<\/a> , kter\u00e1 poch\u00e1zej\u00ed od poskytovatel\u016f finan\u010dn\u00edch slu\u017eeb. Takov\u00e9 v\u011bci tedy ovliv\u0148uj\u00ed p\u0159ijet\u00ed kryptom\u011bny v Africe.<\/p>\n\n

Spole\u010dnosti zab\u00fdvaj\u00edc\u00ed se p\u0159evody pen\u011bz, v\u010detn\u011b OFX, World Remit a Western Union, nab\u00edzej\u00ed kreativn\u00ed zp\u016fsob, jak dokon\u010dit \u0161eky va\u0161ich z\u00e1kazn\u00edk\u016f. To znamen\u00e1, \u017ee \u010dlov\u011bk nemus\u00ed nutn\u011b poskytovat da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a pevnou adresu.<\/p>\n\n

Nedostate\u010dn\u00fd trh pro kryptom\u011bny<\/h2>\n\n

V Africe, na rozd\u00edl od ostatn\u00edch kontinent\u016f, neexistuje \u017e\u00e1dn\u00fd velk\u00fd trh pro kryptom\u011bny. Ve srovn\u00e1n\u00ed s minul\u00fdmi lety v\u0161ak skute\u010dn\u011b vzrostla. Mo\u017en\u00e1 si Afri\u010dan\u00e9 nyn\u00ed uv\u011bdomuj\u00ed, \u017ee jeho p\u0159ijet\u00ed je spr\u00e1vn\u00e1 cesta. N\u011bkter\u00e9 z africk\u00fdch zem\u00ed, kter\u00e9 p\u0159ijaly pou\u017e\u00edv\u00e1n\u00ed kryptom\u011bny, zahrnuj\u00ed Ghanu, Ke\u0148u, Zimbabwe, Nig\u00e9rii a Ji\u017en\u00ed Afriku.<\/p>\n\n

V Africe je v\u00edce ne\u017e 50 n\u00e1rod\u016f. Bohu\u017eel pouze p\u011bt z nich p\u0159ijalo toto pou\u017eit\u00ed. Nav\u00edc v zemi, jako je Nig\u00e9rie, kde obyvatel\u00e9 p\u0159ijali kryptom\u011bnu, se v roce 2017 v\u011bci zm\u011bnily a vl\u00e1da jej\u00ed pou\u017e\u00edv\u00e1n\u00ed zak\u00e1zala. Podle vl\u00e1dy nem\u011bly bitcoinov\u00e9 investice v Nig\u00e9rii kryt\u00ed. Vl\u00e1da dokonce za\u0161la je\u0161t\u011b d\u00e1le, aby varovala v\u0161echny finan\u010dn\u00ed instituce a banky v zemi p\u0159ed transakcemi, obchodov\u00e1n\u00edm, dr\u017een\u00edm a pou\u017e\u00edv\u00e1n\u00edm virtu\u00e1ln\u00ed m\u011bny.<\/p>\n\n

Africk\u00e9 firmy, kter\u00e9 obchoduj\u00ed prost\u0159ednictv\u00edm technologie kryptom\u011bn<\/h2>\n\n

Bankymoon<\/h3>\n\n

Bankymoon je konzulta\u010dn\u00ed firma a tak\u00e9 software, kter\u00fd m\u00e1 zku\u0161enosti s technologi\u00ed Blockchain. Nav\u00edc se nach\u00e1z\u00ed v Ji\u017en\u00ed Africe. Spole\u010dnost vyv\u00edj\u00ed \u0159e\u0161en\u00ed na m\u00edru pro sv\u00e9 spot\u0159ebitele, kte\u0159\u00ed pot\u0159ebuj\u00ed bitcoiny i jin\u00e9 druhy kryptom\u011bn. Tak\u00e9 spustila blockchain technologie inteligentn\u00edch m\u011b\u0159i\u010d\u016f jako \u0159e\u0161en\u00ed pro spot\u0159ebitelsk\u00e9 banky bez form\u00e1ln\u00edch bankovn\u00edch slu\u017eeb a pro elektroenergetick\u00e9 spole\u010dnosti, kter\u00e9 maj\u00ed pot\u00ed\u017ee s vyb\u00edr\u00e1n\u00edm p\u0159\u00edjm\u016f.<\/p>\n\n

List<\/h3>\n\n

Lead je spole\u010dnost se s\u00eddlem ve Rwand\u011b. Vyv\u00edj\u00ed platformu pro mobiln\u00ed aplikace pro usnadn\u011bn\u00ed p\u0159evodu m\u011bn na virtu\u00e1ln\u00ed m\u011bnu. Pou\u017eit\u00e1 technologie je technologie blockchain a nemus\u00ed m\u00edt p\u0159\u00edstup k africk\u00fdm bank\u00e1m.<\/p>\n\n

Centbee<\/h3>\n\n

Centbee je jihoafrick\u00fd bitcoin. V pr\u016fb\u011bhu let roste, proto\u017ee m\u00e1 glob\u00e1ln\u00ed ambice. Krom\u011b toho se firma vysoce specializuje na obchodn\u00ed platby, produkty souvisej\u00edc\u00ed s kryptom\u011bnami a p\u0159eshrani\u010dn\u00ed p\u0159evody. Podnik tak\u00e9 d\u00e1v\u00e1 u\u017eivatel\u016fm mo\u017enost prov\u00e1d\u011bt transakce pomoc\u00ed Bitcoin SV.<\/p>\n\n

Akoin<\/h3>\n\n

Akoin pracuje na pos\u00edlen\u00ed finan\u010dn\u00ed stability v Africe, proto\u017ee nab\u00edz\u00ed bezpe\u010dn\u00fd m\u011bnov\u00fd syst\u00e9m a posilov\u00e1n\u00ed ekonomik. Byl spu\u0161t\u011bn v roce 2018 akon, senegalsk\u00fd zp\u011bv\u00e1k, a d\u00e1v\u00e1 spot\u0159ebitel\u016fm \u0161anci u\u0161et\u0159it, utr\u00e1cet a koupit Akoin p\u0159\u00edmo prost\u0159ednictv\u00edm mobiln\u00ed aplikace.<\/p>\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Bitcoin zauj\u00edm\u00e1 v oblasti kryptom\u011bn z\u00e1vid\u011bn\u00edhodn\u00e9 m\u00edsto. Od sv\u00e9ho zaveden\u00ed 3. ledna 2009 bitcoin p\u0159e\u010dkal n\u011bkolik bou\u0159\u00ed v\u010detn\u011b spekulac\u00ed, nejistoty a skepse. Zpo\u010d\u00e1tku se zdr\u00e1haly p\u0159ijmout i velk\u00e9 korporace, kter\u00e9 maj\u00ed odborn\u00e9 finan\u010dn\u00ed experty. Postupem \u010dasu si ale lid\u00e9 pomalu za\u010d\u00ednaj\u00ed uv\u011bdomovat, jak jsou nov\u00e9 a jasn\u00e9 informace o kryptom\u011bn\u011b dostupn\u011bj\u0161\u00ed. Dnes zem\u011b jako Salvador […]<\/p>\n","protected":false},"author":8,"featured_media":43794,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34,5],"tags":[6515,2191,2714,1684,6509,6504],"class_list":["post-59624","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-generelt","category-nyheter","tag-afrika","tag-aplikace","tag-kde-pouzivat-kryptomeny","tag-kryptomena","tag-pouzivani-bitcoinu","tag-pouzivani-kryptomeny"],"_links":{"self":[{"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/posts\/59624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/comments?post=59624"}],"version-history":[{"count":2,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/posts\/59624\/revisions"}],"predecessor-version":[{"id":70714,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/posts\/59624\/revisions\/70714"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/media\/43794"}],"wp:attachment":[{"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/media?parent=59624"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/categories?post=59624"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/tags?post=59624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}