Odhaduje se, \u017ee do kryptom\u011bny investovalo kolem 300 000 \u010de\u0161tina , co\u017e je pom\u011brn\u011b velk\u00e1 \u010d\u00e1st populace. Pro n\u011bkoho jsou investice \u00fasp\u011b\u0161n\u00e9 a mohou skon\u010dit s velk\u00fdm ziskem kryptom\u011bny.<\/p>\n\n
Ale m\u016f\u017eete skute\u010dn\u011b pou\u017e\u00edt zisky z obchodov\u00e1n\u00ed s kryptom\u011bnami<\/a> na n\u00e1kupy dom\u016f nebo podobn\u011b? Za\u010d\u00e1tkem roku 2022 se mnoz\u00ed mohli do\u010d\u00edst o Norovi Mathiasi Marthinsenovi, kter\u00fd to sm\u011bl d\u011blat.<\/p>\n\n Zjist\u011bte, zda je pravd\u011bpodobn\u00e9, \u017ee v\u00e1m banka m\u016f\u017ee pomoci i s financov\u00e1n\u00edm certifik\u00e1t\u016f, pokud m\u00e1te zisk v kryptom\u011bn\u011b!<\/p>\n\n Kdy\u017e cht\u011bl \u010de\u0161tina krypto investor Marthinsen vyu\u017e\u00edt zisk 2,5 milionu NOK na n\u00e1kup bydlen\u00ed, m\u011blo by se to nejprve uk\u00e1zat jako problematick\u00e9. Poslal \u017e\u00e1dosti do \u0159ady bank a n\u011bkolik m\u011bs\u00edc\u016f \u010dekal na odpov\u011b\u010f.<\/p>\n\n DNB odm\u00edtla<\/a> a od\u016fvodnila to t\u00edm, \u017ee pova\u017eovala riziko pran\u00ed \u0161pinav\u00fdch pen\u011bz a financov\u00e1n\u00ed terorismu za zv\u00fd\u0161en\u00e9.<\/p>\n\n Po dlouh\u00e9m \u010dek\u00e1n\u00ed v\u0161ak Sparebank1 i Handelsbanken daly zelenou, aby pen\u00edze byly pou\u017eity jako kapit\u00e1l na n\u00e1kupy dom\u016f. Marthinsen nakonec obdr\u017eel od Handelsbanken potvrzen\u00ed o financov\u00e1n\u00ed, aby mohl v p\u0159\u00edpad\u011b pot\u0159eby realizovat sv\u016fj sen o bydlen\u00ed<\/a> .<\/p>\n\n Handelsbanken v\u0161ak neu\u010dinila \u017e\u00e1dn\u00e9 prohl\u00e1\u0161en\u00ed o faktorech stoj\u00edc\u00edch za kladn\u00fdm hodnocen\u00edm.<\/p>\n\n Kdy\u017e budete \u017e\u00e1dat o hypot\u00e9ku, banka bude v\u011bd\u011bt, odkud va\u0161e pen\u00edze poch\u00e1zej\u00ed<\/a> . Jak asi v\u00edte, p\u0159i koupi domu mus\u00edte poskytnout 15% vlastn\u00edho kapit\u00e1lu. Pokud tyto pen\u00edze poch\u00e1zej\u00ed z naspo\u0159en\u00fdch pen\u011bz ze zdaniteln\u00fdch p\u0159\u00edjm\u016f, v\u011bt\u0161inou to nen\u00ed probl\u00e9m. Nev\u00edme p\u0159esn\u011b, jak\u00e1 hodnocen\u00ed banka provedla, kdy\u017e Marthinsenovi vyhov\u011bla \u017e\u00e1dost o hypot\u00e9ku, ale zisk z kryptom\u011bny byl zdan\u011bn. Nor tak\u00e9 mohl zdokumentovat ka\u017ed\u00fd jednotliv\u00fd n\u00e1kup\/prodej, tak\u017ee banka mohla sledovat, odkud pen\u00edze poch\u00e1zej\u00ed.<\/p>\n\n D\u016fvodem, pro\u010d se banky pon\u011bkud zdr\u00e1haj\u00ed poskytovat hypot\u00e9ky kryptoinvestor\u016fm, je pravd\u011bpodobn\u011b p\u0159edev\u0161\u00edm to, \u017ee necht\u011bj\u00ed p\u016fj\u010dovat pen\u00edze t\u011bm, kte\u0159\u00ed provedli obskurn\u00ed kryptoinvestice. Nejd\u016fle\u017eit\u011bj\u0161\u00ed v\u011bc, kterou m\u016f\u017eete ud\u011blat, je proto:<\/p>\n\n Nejd\u016fle\u017eit\u011bj\u0161\u00edm d\u016fvodem, pro\u010d \u010de\u0161tina banky a \u00fa\u0159ady \u010dasto projevuj\u00ed skepsi v\u016f\u010di kryptom\u011bn\u00e1m, je to, \u017ee m\u011bna je digit\u00e1ln\u00ed a \u017ee transakce jsou z velk\u00e9 \u010d\u00e1sti prov\u00e1d\u011bny anonymn\u011b.<\/p>\n\n Je mo\u017en\u00e9 vid\u011bt, na jak\u00e9 krypto adresy jsou pen\u00edze zas\u00edl\u00e1ny a ze kter\u00fdch jsou pen\u00edze pos\u00edl\u00e1ny, ale je daleko slo\u017eit\u011bj\u0161\u00ed zjistit, kdo adresy skute\u010dn\u011b vlastn\u00ed. Je mo\u017en\u00e9 zjistit, kdo adresy vlastn\u00ed, ale to vy\u017eaduje spoustu odborn\u00fdch znalost\u00ed. Ale dlouh\u00e9 rameno z\u00e1kona si v\u00e1s nakonec najde, pokud budou cht\u00edt, n\u011bco, co tento chlap<\/a> m\u016f\u017ee podepsat.<\/p>\n\n \u010de\u0161tina elektronick\u00e9 banky obecn\u011b nemaj\u00ed pot\u0159ebn\u00e9 odborn\u00e9 znalosti, aby byly schopny p\u0159evody identifikovat.<\/p>\n\n Kdy\u017e banka nev\u00ed, odkud pen\u00edze poch\u00e1zej\u00ed, je t\u0159eba p\u0159ijmout ur\u010dit\u00e1 opat\u0159en\u00ed. V o\u010d\u00edch banky mohou pen\u00edze, kter\u00e9 jste vyd\u011blali poctiv\u00fdmi investicemi, poch\u00e1zet z pran\u00ed \u0161pinav\u00fdch pen\u011bz nebo obchodu s drogami. Ujist\u011bte se proto, \u017ee m\u016f\u017eete dolo\u017eit v\u0161echny transakce, pokud \u017e\u00e1d\u00e1te o hypot\u00e9ku.<\/p>\n\n Hodn\u011b \u0161t\u011bst\u00ed!<\/p>\n","protected":false},"excerpt":{"rendered":" Odhaduje se, \u017ee do kryptom\u011bny investovalo kolem 300 000 \u010de\u0161tina , co\u017e je pom\u011brn\u011b velk\u00e1 \u010d\u00e1st populace. Pro n\u011bkoho jsou investice \u00fasp\u011b\u0161n\u00e9 a mohou skon\u010dit s velk\u00fdm ziskem kryptom\u011bny. Ale m\u016f\u017eete skute\u010dn\u011b pou\u017e\u00edt zisky z obchodov\u00e1n\u00ed s kryptom\u011bnami na n\u00e1kupy dom\u016f nebo podobn\u011b? Za\u010d\u00e1tkem roku 2022 se mnoz\u00ed mohli do\u010d\u00edst o Norovi Mathiasi Marthinsenovi, kter\u00fd […]<\/p>\n","protected":false},"author":2,"featured_media":64948,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1676,1670,2302],"tags":[4688,7526,7270,7525,3624],"class_list":["post-64969","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin-cs","category-databaze-znalosti","category-obvykle","tag-danova-pravidla","tag-dokumentace","tag-hypoteka","tag-kyc-cs","tag-prani-spinavych-penez"],"_links":{"self":[{"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/posts\/64969","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/comments?post=64969"}],"version-history":[{"count":1,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/posts\/64969\/revisions"}],"predecessor-version":[{"id":64972,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/posts\/64969\/revisions\/64972"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/media\/64948"}],"wp:attachment":[{"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/media?parent=64969"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/categories?post=64969"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kryptovaluta.info\/cs\/wp-json\/wp\/v2\/tags?post=64969"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Teoreticky mo\u017en\u00e9 koupit d\u016fm s kryptom\u011bnami<\/h2>\n\n
Zdokumentujte v\u0161echny transakce a zapla\u0165te da\u0148 ze zisku<\/h2>\n\n
Pro\u010d se banka domn\u00edv\u00e1, \u017ee se zvy\u0161uje riziko pran\u00ed \u0161pinav\u00fdch pen\u011bz?<\/h2>\n\n